Frequently Asked Questions
What is a Public Adjuster?
A Public Adjuster is an adjuster who is licensed and certified by the Department of Insurance to work exclusively for the benefit of the policy holder.
What is the Difference Between a Public Adjuster and the Insurance Company’s Adjuster?
The public adjuster is employed by you and the insurance company’s adjuster is employed by the insurance company. The insurance company’s adjuster normally can’t look after your and the insurance company’s interests when handling a claim. A public adjuster’s job is to look after your interests and get you the most out of your claim.
I Have Already Been Paid and the Insurance Company Has Closed Their File. Is it Too Late for You to Help?
Most likely not. Florida generally allows up to four years to file a supplemental claim from the date of loss. If you believe that your insurance claim was settled incorrectly, please contact us. We have people ready to talk to you 24 hours a day and we provide Free Claim Consultation. So you lose nothing by contacting us.
Am I Assured a Higher Settlement If I Use Your Services?
Almost always. We use our expertise in handling claims that help to make sure you get the most out of your claim. We know how to read insurance policies and look at situations so that you get everything that you are owed based on how your policy reads.
Do I Have to Pay You Up Front?
No. We are not paid until money is collected from the insurance company.
Who Uses the Services of Public Adjusters?
Anyone. Public Adjusters are utilized by individuals, businesses and professions (even insurance adjusters and agents on their own losses). Once a person has used a public adjuster, they almost always utilize their services in following future claims.
If We Employ a Public Adjuster, Will it Cause Problems or Delays?
Normally it is actually the opposite, most insurance claims that are settled using a public adjuster close faster than they would if an individual were handling them. Public adjusters know how to work with the insurance company to get them what they need to complete the settlement in a timely manner.
Shouldn’t I Wait Until the Insurance Company Makes an Offer to Determine Whether I Need Your Services?
The earlier we are on a claim the smoother the process is. If you wait until the insurance company has sent an offer, you are elongating the process by going through a supplemental stage that might not have been completely necessary.